Private Lending Protections

Your Protections

Traditional Big Bank Lending

Private Money Lending

Recorded 1st Lien Loan secured by Local Real Estate

Yes

All Legal Binding Documents are Prepared by Real Estate Attorneys

Yes

Thorough Verification of Value

Yes

Property Surveys are Verified for accuracy prior to Loan Approval

Yes

All closings occur at a Title Company

Yes

Borrowers Credit Report is Requested, Reviewed & Approved based on Lending Guidelines

Yes

Borrowers Assets are Requested, Reviewed & Approved based on Lending Guidelines

Yes

Loan Terms

10-30 Years

6-12 Months

Interest Rates charged to Borrower(s)

6%-8%

8%-12%+

Loan To Value

<97%

<70%

Annual returns to Investor

You can buy stock in their company

7%-9%+

Required to follow government Lending Guidelines

Yes, it's big brother lending

No, it's your money

Typical timeline for Closing

30-45+ days

5 - 10 days

Your Protections