Why Texas Notes
Why Texas Notes
A Few of Our Underwriting Factors
Among Many Others...
About The Guarantor (The Borrower)
- Credit Score
- Income
- Assets
- Exit Strategy
- Experience Level
About The Collateral (The Property)
- Location
- Purchase Price
- Current As-Is Value
- Rehab Budget
- After Repair Budget
Real Estate Investing, Done Differently
Why Choose Texas Notes?
Here's Why...
- We only lend in Texas, now and forever
- 82% of our Clients have $100,000+ Liquid Assets post-closing
- 86% of our Clients Credit Scores are higher than 700
- 96% of our loans close in the name of an entity with Personal Guarantees
- 100% of our Buy & Hold Client qualify for exit financing
- You earn up to 8% annually & receive monthly distributions (by the 15th)
- You're always in a protected First Lien position secured by Texas Real Estate
- You can recall your funds anytime, ask us about the fine print
- We are Licensed Residential Mortgage Loan Officers (18+ Years Experience)
- We offer Guaranteed & Non-Guaranteed Returns
- Meaning if we foreclose, we repay your investment plus interest
- We sign a Company Guarantee with Legal Recourse for your added protection
- We independently evaluate all properties After Repair Values
- Our Notes are properly Insured with:
- Lenders Title Insurance
- Including additional protective Endorsements
- Builders Risk & Hazard Insurance Policies
- Flood Insurance Policy for all Houston properties
- Approved property surveys
- Including T.19 Endorsements
- Our Notes range from 6 - 12 months and once you're repaid, rinse & repeat